Interest Rates & Mortgage Calculator - EZ Mortgages, Inc.

Interest Rates and Mortgage Calculator

You Choose Your Mortgage Rate and Fees

Most lenders won’t tell you that.

Mortgage interest rates are a commodity, like gasoline or a head of lettuce.

Mortgage Backed Securities determine the baseline pricing. They trade daily like stocks and bonds.

Your interest rate and fee choices are driven by your credit score, your loan to value ratio, the purpose of your loan, the mortgage program, and the lender’s profit margins.

Call us for a quote today! It only takes a few minutes.

The best use of this interest rate index is to track the CHANGE from day to day. The source data is actual mortgage rate offerings from a variety of lenders including wholesale, correspondent, and retail. Your Rate Could Be Lower.

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Why We Are Hard To Beat:

  • We’re about full disclosure, transparency and impeccable service.
  • Our low overhead allows us to pass savings directly to you.
  • We show you the full spectrum of your choices, and the math behind them, so you choose what’s best for you.
  • A BIG advantage, as a mortgage broker, is we’re not stuck with one source of funds. We have many. That gives you access to very competitive rate and fee choices.
  • We do not include any junk fees.
  • You can choose from no points loans, buying down the rate with discount points, or getting a lender credit to help offset your closing costs.
  • Your scenario may earn you better or worse rates than listed here. Wherever the market is pricing for your scenario, your rate and fees are your choice within the spectrum for which you qualify. You’ll know your best options.
  • See what our clients have to say.

Mortgage rates listed on this site are for informational purposes only. The best use of this interest rate index is to track the CHANGE from day to day. The source data is actual mortgage rate offerings from a variety of lenders including wholesale, correspondent, and retail. We can give you a quick verbal assessment of your interest rate and fee options. In order to provide a firm quote specific to your scenario with actual rate and fee options with current market pricing, we are required to build a full loan file and run your credit, at which point we give you written Loan Estimate that is binding to us and the fees presented to you.  We typically provide that immediately after building your loan file. Rates and fees are subject to change, based upon market activity, until your loan is locked.

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