EZ Mortgages, Inc. operating as a mortgage broker licensed by the California Department of Real Estate is your Agent securing your mortgage. As your Agent, we have a specific fiduciary duty to you, our client. That means we put your financial interests above our own. Most depository banks and mortgage banks do not carry that same fiduciary duty. Beyond that, we are extremely aware of the endless marketing and solicitations we all receive from every angle. All of your personal information is strictly confidential. We do not sell, rent, or share your information with anyone for marketing purposes. During the course of your home mortgage process, we will share your information only with the title, escrow and lending companies directly involved with your loan. We will, with your permission, inform you of market activity relating to real estate financing, from time to time. We take the trust we develop in our relationship very seriously.
We may collect your browsing history of our web site, including pages visited, time spent on our site, and other “generic” user information gathered by our system administrator. That browsing information is used solely for internal purposes to optimize the information we provide and to stay abreast of technology to enhance your use of our site. If you wish to not have your browsing history tracked you can use software to browse anonymously, and/or turn off your browsing cookies.
Protecting Personal Information
We have adopted policies and procedures designed to protect your personal information from unauthorized use or disclosure. We have implemented physical, electronic and procedural measures to maintain confidentiality and integrity of the personal information in our possession and to guard against unauthorized access and use. These include among other things, procedures for controlling access to customer files, building security programs and information technology security measures such as the use of passwords, firewalls, plus virus and use detection software. We assess new technology as it becomes available and options to upgrade our physical and electronic security systems as appropriate. Our policy is to permit employees to access your personal information only if they have a business purpose for using such information as it relates to providing our service. Our policy governs the conduct of all of our employees and requires all employees to safeguard personal information about the clients and prospects we serve or have served in the past.
Sharing Information With Companies That Provide Services For Us
We do not rent, sell or otherwise distribute your personal information. We only share personal information about you, as required or permitted by law, with third parties, such as service providers who assist us in the day to day operations of our company in the administration, processing, servicing and sale of your loan. These third parties include among others, title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services and purchasers of loans. We provide them solely with the minimum information required for them to provide their portion of their service to you. You may also opt out from information sharing, disallowing third party providers from using or sharing your information that they obtain for any purpose other than those for which they were retained or as required by law. We may also disclose information about you, when necessary or required, in legal and arbitration proceedings and to government agencies.
EZ Mortgages reserves the right to amend this Privacy Statement or alter its privacy principles at its sole discretion without notice to you. Any alterations to this Privacy Statement or our privacy principles will be posted on our web site in a timely manner.
4535 Missouri Flat Rd. Ste. 2E
Placerville, CA 95667