Eric Grathwol

NMLS: 239756
EZ Mortgages, Inc. was founded by Eric Grathwol, a 20+ year mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform across the entire spectrum of available loan programs.

It really is as EZ as 1, 2, 3 – when done correctly.

Eric brings years of customer focused experience to the table when working with you to find the right home loan.

Whether you’re refinancing an existing property, buying your first home and looking for a home purchase preapproval, moving up to accommodate your growing family, or investing in a multi-unit property, Eric’s years of experience are at your service.

He’ll work with you, discussing your specific goals and needs, explaining the entire process, and setting up the timelines to close your loan efficiently, delivering the results you expect.

Eric lives with his wife, dogs, horses and goats in Somerset, CA a small town outside of Placerville, CA, in El Dorado County. He grew up in Pullman, WA, went to CU Boulder in Boulder, CO for college, then moved to Lake Tahoe, CA, living in Truckee and Alpine Meadows before finally settling in the California foothills. When he’s not helping people with their home loans, and even when he is, you may find him skiing at Kirkwood, visiting the local wineries or breweries that surround Somerset, CA, or relaxing at home with his wife and animals.

Eric and EZ Mortgages, Inc. are licensed to provide home loans and mortgage preapprovals in California, Colorado, Idaho, Minnesota, Tennessee, Utah and Washington.

Interest rates are a commodity, but knowledge and service are not. With so many options out there to choose from, how do you know what’s right for you? Just call Eric. He almost always answers his cell at 916-223-4235 (or he’ll call right back). You can also email him at or hit the “get pre-approved” button and submit your secure online preapproval application.