First time home buyer! Nicolas was my loan officer throughout the transaction. He was always available by phone or text when I had a question or a concern. I was even able to get ahold of him when he was out of the office on vacation! He made the process simple. Nicolas was more than happy to crunch the numbers and provide me with all the potential scenarios for my purchase. I highly recommend using Nicolas as a loan officer and would feel comfortable using him in any future purchases!