Before my husband and I met Nicholas Moszoro, we honestly felt hopeless about ever being able to own a home. We had dreamed about owning a place of our own for a long time, but our credit situation made us feel like it just wasn’t going to happen anytime soon—maybe not ever. We had spoken to other loan officers/ lenders in the past who made us feel like our situation was too difficult or not worth the time. We were discouraged and unsure of what steps to take.
Then we were introduced to Nicholas thankfully by my mother who had discovered him for us, and everything changed.
From the very first conversation, Nicholas made us feel seen and heard. He didn’t judge our credit situation or give us unrealistic promises. Instead, he explained exactly what we needed to do and helped us create a clear plan to raise our credit scores. He guided us step by step through what needed to be paid down, what accounts to focus on, and how to get things moving in the right direction. It wasn’t overnight, but Nicholas checked in regularly, answered all our questions (no matter how small), and stayed consistent the entire time.
Nicholas truly took his role seriously. He didn’t just process paperwork—he took the time to walk us through every single part of the home loan process. He helped us understand what we could afford, what loan programs were best for us, and what to expect at every stage. When we finally found a home we loved and submitted an offer, we were shocked at how fast things moved. We closed in just 17 days—something we didn’t even think was possible!
One thing we really appreciated was how Nicholas worked closely with our realtor the entire time. He kept the lines of communication open and made sure everyone was on the same page. That teamwork made the whole experience so much smoother and less stressful.
Nicholas is professional, patient, and incredibly knowledgeable. But even more than that, he’s kind. He treats you like a person, not just a file. He truly wanted to help us succeed, and thanks to him, we are now in a home we never thought we could have.
We honestly can’t thank Nicholas enough. If you’re feeling stuck, unsure, or like homeownership is out of reach—talk to Nicholas. He changed our lives, and we’re so grateful we found him.