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EZ Mortgage Monitor – January 2, 2022

January 2, 2022 Happy New Year! I hope that however 2021 was for you and yours, 2022 brings more health, happiness, and prosperity. This is my first missive since March 14, 2020, when the mortgage market nearly froze, and the Fed subsequently unloaded both of their monetary bazookas of lowering [...]

January 2, 2022|

EZ Mortgage Monitor – March 14, 2020

A funny thing happened on the way to the lowest interest rates in history. The mortgage market revolted.  Lenders and investors were caught with their pants down. As you know from following my mortgage market updates, despite what the media says, or mortgage companies peddle in their advertisements, mortgage rates [...]

March 14, 2020|

EZ Mortgage Monitor – November 25, 2019

What if a recession isn’t on the horizon for the US? What if the United States economy could chug along for another two, five or ten years without a recession? It’s possible. I don’t really think it’s likely, but it’s possible. Did you know Australia hasn’t had a recession in [...]

November 25, 2019|

EZ Mortgage Monitor – May 20, 2019

As we roll into the mid-point of the year, mortgage rates are back at the lower end of their last 12-month trading range. Yet, I won’t be surprised if they trend lower as we roll through this year.  I don’t expect a huge shift, but I do think they’ll be [...]

May 20, 2019|

EZ Mortgage Monitor – December 21, 2018

Happy Holidays!  I hope the season is treating you and yours well. In this letter, in addition to a quick – or what I hope is a quick – recap of this year’s mortgage market movement, and my take on what things may look like as we roll into the [...]

December 21, 2018|

EZ Mortgage Monitor – September 7, 2018

There’s a recession coming. That’s the easy call to make.  The harder part is calling when it will arrive. Most economic pundits and analysts are saying we’ll see the next recession in 2019 or 2020.  That’s a pretty broad range.  My personal best guess is a bit broader still, ranging [...]

September 7, 2018|
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