Interest Rates and Mortgage Calculator

About Interest Rates – You Choose Your Rate and Fees

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The interest rates listed here provide a snapshot of market activity at this time. However, your specific scenario may earn you better or worse rates than listed. And wherever the market may be pricing for your scenario, your rate and fees are your choice within the spectrum for which you qualify.

As a Mortgage Broker, EZ Mortgages, has established relationships with some of the mortgage price leaders within the industry. This allows us to search for, and find you, the best pricing we can access for your scenario. If one lender isn’t priced right, we can use another. Our rate and fee options are extremely competitive. And, although there may be someone cheaper, there’s rarely anyone better.

Interest rates are a basic commodity, like gasoline or a head of lettuce. We’re all dipping into the same marketplace at any given time, evaluating your specific scenario as it relates to where the market is priced at that time. Another advantage of being a mortgage broker, unlike a bank or direct lender, is we’re not just looking at one source of funds. We have many.

Most lenders won’t tell you, you choose your rate and fees

Rates listed on this site are for informational purposes only. Rates may differ depending upon your exact scenario. You may have access to better or worse rate and fee structures, depending on your credit history, credit scores, loan amount, loan to value ratio, property type, occupancy and loan program. In order to provide a firm quote specific to your scenario with actual figures and current market pricing, we need to build a full loan file and run your credit, at which point we are required to provide you with an accurate, Loan Estimate that is binding to us and the fees presented to you.  We typically provide that within hours of building your loan file. Rates and fees are subject to change, based upon market activity, until your loan is locked.

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